INTRODUCTION

AFINANCE FINANCIAL CONSULTING, S.L. has a firm commitment to the privacy of Users and for this purpose has established procedures to ensure that the data provided are processed responsibly and in accordance with the principles of lawfulness, fairness, transparency, accuracy, integrity and confidentiality, all in compliance with current regulations.

In accordance with the provisions of Regulation (EU) 2016/679 of the European Parliament and of the Council, of 27 April 2016, on the protection of individuals with regard to the processing of personal data and on the free movement of such data and repealing Directive 95/46/EC, AFINANCE FINANCIAL CONSULTING, S.L. informs the User

By using this Website (www.afinance.es) the Applications, and/or by communicating electronically and similarly with AFINANCE FINANCIAL CONSULTING, S.L. (hereinafter, websites), the personal data provided by each User may be collected and processed, the processing of which is governed by this Privacy Policy. 

It is expressly stated that this Privacy Policy may be amended in accordance with legislative developments. Therefore, we recommend that Users review this page regularly.

DATA CONTROLLER

The data controller of the personal data provided by Users through the Website is AFINANCE FINANCIAL CONSULTING, S.L. with registered office for such purposes at Paseo de Gracia, 85, planta 7ª, Barcelona (08008). Likewise, the User may contact the Data Protection Officer at the following email address: [email protected].

SOURCE OF PERSONAL DATA

AFINANCE FINANCIAL CONSULTING, S.L. will only process the personal data that the User has voluntarily provided.

The Website User states that the personal data provided through the forms available therein or through other means consist only of the personal data of which they are the owner. Notwithstanding the foregoing, AFINANCE FINANCIAL CONSULTING, S.L. will allow the User to provide data from a third party provided that the User has explicit authorisation from the affected third party and has duly informed the third party of the enquiry, of the procedure that it will carry out with AFINANCE FINANCIAL CONSULTING, S.L. as well as this Privacy Policy. 

Likewise, the User guarantees to AFINANCE FINANCIAL CONSULTING, S.L. the accuracy, correction, validity and authenticity of the personal data provided and undertakes to keep them duly updated.

Therefore, AFINANCE FINANCIAL CONSULTING, S.L. is exempt from liability with respect to any lack of authorisation by third parties, the truthfulness of the information and data provided by the User, with the latter being liable for any damage or harm, whether direct or indirect, that may be caused as a result of the breach of such obligations.

PURPOSE OF PROCESSING

The information that may be collected on the websites will be incorporated into the processing systems that are the responsibility of AFINANCE FINANCIAL CONSULTING, S.L., for the purposes of managing and maintaining the relationship with the User with the websites, as well as the information, statistics, and marketing tasks of the services and the activities related thereto. Likewise, AFINANCE FINANCIAL CONSULTING, S.L. will collect your personal data to comply with applicable legal obligations. 

LEGITIMACY OF PROCESSING

The data that AFINANCE FINANCIAL CONSULTING, S.L. may request from Users are the following:

• Identification data: information relating to an individual that allows him/her to be identified. By way of example, mention first and last names, signature, identification number, place and date of birth, nationality, age, among others.
• Contact details: information that makes it possible to keep in touch with the owner. As an example, mention address, email, landline phone, mobile phone, among others.
• Economic or financial data: all information concerning an individual relating to goods, rights, charges or obligations that can be economically valued.

The processing of your data may be necessary at times to comply with certain legal obligations, or in relation to any contractual relationship that AFINANCE FINANCIAL CONSULTING, S.L. may have with the User. In other cases, whenever appropriate, AFINANCE FINANCIAL CONSULTING, S.L. will request consent to process personal data or they will be understood to be covered in the legitimate interest of the company.

In this regard, the applicable bases of legitimacy for each of the purposes indicated above are through the consent granted by Users by completing the form and/or checking the corresponding box, or else the execution of the contractual relationship or compliance with a legal obligation.

BUSINESS COMMUNICATIONS

AFINANCE FINANCIAL CONSULTING, S.L., within the framework of its commercial activity, will provide resources to Users for the registration or subscription to news or commercial information related to AFINANCE FINANCIAL CONSULTING, S.L.

You are informed that these resources will always be subject to the User’s prior and express consent to be the recipient of said information. If authorised, all commercial information related to AFINANCE FINANCIAL CONSULTING, S.L. will be provided to the User.

In any case, the User may revoke his/her consent to receive commercial communications at any time by sending his/her request to the following postal address: Paseo de Gracia, 85, planta 7ª, Barcelona (08008) or to the following email address: [email protected].

DATA RETENTION AND DURATION OF PROCESSING 

The data provided by completing the form and/or checking the corresponding box or by executing the contractual relationship will be kept for the time strictly necessary to fulfil the purposes established, as well as for compliance with the legal obligations arising from the processing of the data.

The data provided in your subscription to newsletter and news bulletins will be kept for the time necessary to fulfil the purpose of its collection.

In any of the cases, the User may request the erasure of their personal data, and must be warned that AFINANCE FINANCIAL CONSULTING, S.L. will have the right to keep them and hold them for the period necessary to comply with the legal obligations that correspond to it whether they relate to keeping them or making them available to the competent authorities. 

RECIPIENTS OF PERSONAL DATA

AFINANCE FINANCIAL CONSULTING, S.L. will not assign personal data to third parties, except in those situations where they may be assigned to other group companies of the AFINANCE GROUP, or other collaborators who provide services of the company and/or the group, in order to manage the provision of the services, the contractual and/or pre-contractual relationship with the interested parties or to process requests made by them.

It should be noted that AFINANCE FINANCIAL CONSULTING, S.L. is firmly committed to ensuring the security of personal data when they are sent to third parties, ensuring that these service providers respect confidentiality and have adequate measures in place to protect personal data in accordance with European data privacy regulations. 

Finally, Users are informed that, in accordance with legal requirements, in some cases the competent Authorities may require AFINANCE FINANCIAL CONSULTING, S.L. to disclose the personal data of Users to public bodies or other entities, with AFINANCE FINANCIAL CONSULTING, S.L. undertaking to reveal what is strictly necessary for compliance with said legal obligations.

RIGHTS AVAILABLE TO USERS

AFINANCE FINANCIAL CONSULTING, S.L. informs Users that they can exercise the rights of access, rectification, limitation of processing, erasure, portability and opposition to processing, which they have and which may be exercised vis-a-vis AFINANCE FINANCIAL CONSULTING, S.L. In accordance with Chapter III of the GDPR, they must take into account the following specific details:

• Right of Access: This is the right of the user to obtain information about their specific personal data and the processing that has been carried out or is being carried out, as well as the information available on the origin of said data and the communications thereof made or envisaged.
• Right of Rectification: This is the right of the data subject to have data that prove to be inaccurate or incomplete amended. This can only be carried out in relation to that information which is under the control of AFINANCE FINANCIAL CONSULTING, S.L., for example, by removing comments published on the page itself, images or web content containing personal data of the User.
• Right to Limitation of Processing: This is the right to limit the processing purposes originally envisaged by the data controller.
• Right of Erasure: This is the right to erase the user’s personal data, except as established in the GDPR itself or in other applicable regulations that determine the mandatory storage thereof, in a timely manner.
• Right of portability: The right to receive the personal data that the User has provided, in a structured, commonly used and machine-readable format, and to transmit them to another data controller.
• Right to Object: This is the right of the User to ensure that the processing of their personal data is not carried out or that such processing ceases, by AFINANCE FINANCIAL CONSULTING, S.L.

EXERCISE OF RIGHTS

Users may exercise their rights by writing to us at Paseo de Gracia, 85, planta 7ª, Barcelona (08008) or by email at [email protected].

The interested party must send their request, identifying the right they intend to exercise, attaching a copy of their national ID card or similar identification document. If the request will be made by a third party, it must prove in a timely manner the representative status granted to it for this purpose. 

You should be aware that where the controller has reasonable doubts regarding the identity of the individual making the request, he/she may request that additional information necessary to confirm his/her identity be provided. 

In any case, Users may use the channels indicated by postal mail to Paseo de Gracia, 85, planta 7ª, Barcelona (08008) or by email to [email protected], to transfer queries or suggestions in relation to the processing of their personal data.

SECURITY AND CONFIDENTIALITY IN THE PROCESSING OF PERSONAL DATA

AFINANCE FINANCIAL CONSULTING, S.L., with the aim of safeguarding the security of Users’ personal data, in accordance with Article 32 of the GDPR, has adopted the necessary technical and organisational measures to prevent the alteration, loss, and unauthorised processing of or access to the personal data provided.

In any case, AFINANCE FINANCIAL CONSULTING, S.L. shall not be liable for any damage or loss resulting from a denial of service attack, virus or any other similar issue that may affect the computer, computer equipment, data or materials of the User as a result of the use of the websites or the downloading of the contents thereof, if applicable, to which they are redirected.

AFINANCE FINANCIAL CONSULTING, S.L. undertakes to process personal data on the basis of the principles of integrity and confidentiality, implementing all measures it deems appropriate and reasonable to process the data with the utmost confidentiality.

COOKIES POLICY

When using this Website, you are informed that cookies are used for the sole purpose of optimising and personalising browsing. In this regard, users are informed that cookies are physical files of information that are housed in the users’ own terminal.

The personal data provided by each User may be collected and processed, the processing of which is governed by this Privacy Policy. Notwithstanding the foregoing, the data collected may be shared with the creators of each of the platforms.

For more information, please refer to the Cookies Policy.

SOCIAL MEDIA

AFINANCE FINANCIAL CONSULTING, S.L. uses social networks such as Facebook or Instagram, to share its content, acting on said networks as controllers of the data that are published, always processing them in accordance with the conditions established in each of the social networks. 

It is expressly stated for the record that the data provided by Users may involve the international transfer of data, of an analytical and technical type, in relation to the Page and social media profiles, so AFINANCE FINANCIAL CONSULTING, S.L. recommends that all Users read the terms of use and privacy policy of each of the platforms.