What is a mortgage simulator?

Un simulador de hipotecas es un instrumento de cálculo financiero que servirá para hacernos una idea de las cuotas mensuales y los intereses que se devengarán.

Hemos de tener en cuenta a la hora de hacer una simulación, que las entidades bancarias suelen financiar sobre el 80% del valor de compra venta o tasación, en aFinance como expertos en productos hipotecarios podemos llegar a conseguir hasta el 100% de dicha financiación.

El simulador de hipotecas es una herramienta muy simple y sencilla, únicamente se deberán incluir tres variables:

Importe: Cantidad de dinero a solicitar a la entidad bancaria.

Plazo: Años en los que quieres devolver el préstamo hipotecario.

Tipo de interés: Fijo, variable mixto.

El resultado será el importe de la cuota del préstamo.

Nunca debemos tomar los resultados como definitivos que nos da el simulador de hipotecas, sino como una orientación, ya que para tener unos datos totalmente fiables debemos hablar con un experto el cual nos va ha solicitar más datos y podrá hacer un estudio mucho más exhaustivo.

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